Banking. Theory, cases and applications

Trends in banking affect the financial system but, even more, they affect what we do today. More than looking at the nature of banking, this book will be an invaluable reference for our daily life and responsibilities. The authors explore the basics of banking so that everyone will understand the various banking methods and instruments that exist and the role of banks in financial intermediation.

While recognising that banks are an integral part of any financial system, this book is concerned with the key banking topics: why they exist, investment, commercial and other types of banks, how they have diversified, risk management, credit types and regulation, banking structures, bank failure and crises, credit analysis and other financing methods for business. The final chapter provides some practical applications of some concepts and themes covered in the book.